Neha Sharma
Neha Sharma
03 Apr 2022

According to the Federal Highway Administration, there are more than 5.5 million cars and trucks in Missouri. People in St. Louis share the roads with a lot of people from outside the city during peak sports and tourist seasons, which increases the chances of car accidents. In 2020, 171 people in the city of St. Louis and in St. Louis County died in car accidents, which made up 17.29 percent of all traffic deaths in the state.
St. Louis residents pay an average of $710 a year for minimum coverage on their cars. Full coverage car insurance costs an average of $2,277 a year for people who live in the area. These city rates are higher than the average for the state and the country. So that we could figure out the best cheap car insurance companies in St. Louis, we looked at the market and found insurers who had the coverages that people in St. Louis need, as well as customer service satisfaction, pricing and financial strength.

Best car insurance companies in St. Louis

It doesn't matter that USAA had the best overall customer satisfaction score in J.D. Power's 2020 U.S. Auto Insurance Satisfaction Study, but it doesn't make the top 10 because it only sells insurance to people who work for the U.S. military, as well as their children and spouses. The USAA has a full range of standard auto insurance coverages, as well as optional rental car reimbursement and roadside assistance, for people who meet the requirements.
We appreciate USAA's commitment to its policyholders who are in the military. Members who keep their cars on base get up to 15% off comprehensive insurance, and members who put their cars in storage while they're away get up to 60% off. USAA also has a very good mobile app for Android and Apple devices that allows policyholders to get their insurance card, report a claim, and get roadside help from their smartphone or tablet.

2. Progressive
People can buy Progressive car insurance from independent agents in and around St. Louis, as well as over the phone and on the Internet. The provider has a wide range of discounts for safe driving, buying multiple policies, and using its digital tools, like choosing paperless do****ents, getting online quotes, and signing do****ents online.
In Progressive's online "Name Your Price" tool, you can get a quote, put in the price you want to pay for car insurance, and see the coverage options that fit your budget. Snapshot, Progressive's insurance program for people who drive a lot, is another option. Snapshot uses a mobile app or a plug-in device to keep track of how you drive and give you discounts if you do well.

3. Geico
Geico gives drivers in St. Louis great rates and a full range of standard car insurance coverages. The carrier also has extra emergency road service coverage that can help with things like battery jump starts, fuel delivery, lockout service, tire changes, and towing.
Geico, too, has a lot of discounts for car insurance, too. If you stay accident-free for five years, you can get up to a 22% discount. If you insure more than one car, you can get up to a 25% discount. Geico also gives discounts to people who are in the military or are students. Geico also gives discounts to cars that have safety and security features like airbags and anti-theft systems.

4. State Farm
Many insurance companies only offer their customers phone and online service. State Farm, on the other hand, still has brick-and-mortar offices and agents in each city where it does business. People who use State Farm's mobile app, which is available for both Android and Apple devices, can use it to get their insurance cards and contact their agent, file and manage claims, request roadside assistance, and send and receive do****ents.
State Farm also has two usage-based programs: Drive Safe and Save, which gives up to a 30% discount for safe driving, and Steer Clear, which is for young drivers under the age of 25. There are some extras that the carrier sells that you don't need but that you might want, like emergency road service and rideshare driver coverage.

#bestcarinsurance #bestcheapcarinsurance #bestinsurance #carinsurance

Show more

3 Comments Sort By
Zahoor Ullah
Zahoor Ullah 5 months ago


0 0 Reply
zafarkhan200 5 months ago


0 0 Reply
AshifRaza 5 months ago


0 0 Reply
Show more

Up next